IVANOVA AGENCY
PROPERTY LOANS INSURANCE
+359 878 590 063
Consumer loans
Do you need money tomorrow?
Are you looking for the most advantageous loan among the many offers?
Are the procedures with guarantors and income declarations difficult for you?
Are you looking for information about the procedures for granting consumer loans? Our specialists will explain to you the conditions of different banks - interest rates, terms, loan amounts. You will receive accessible data on collateral options - against a pledge of cash or with a guarantor. We will provide you with preferential conditions as clients of CreditCenter, because we receive special offers from credit institutions.
Stages in applying for and approving a consumer loan
Applying for a home loan can be a stressful process. This is where experienced consultants come in, who will make your choice much easier. First of all, you will receive detailed information about each step of the process. We are committed to preparing all the necessary documentation and to being at your disposal at every stage. Here is what help you can expect from us:
We will assist you in determining the amount of the consumer loan by discussing the amount you need, whether you have other loans, and what your income is.
You will receive optimal offers for consumer loans from reputable banks in the country.
We will assist in filling out and completing all necessary loan documents.
We will carefully monitor the approval process of the required amount from the selected bank to notify you when the loan is approved.
What we need to know about consumer loans
Consumer loans are usually used to purchase goods. But they also have several other uses. You may consider taking out a consumer loan to refinance and consolidate other credit obligations. This will provide you with better conditions when repaying old debts. These loans are also granted for services – for example, to provide funds for student fees and others.
If you are considering applying for a loan, you should take into account the fact that approval and receipt of the amount takes some time. So do not leave the procedure for the last possible moment. The bank must verify your income and expenses. Your current loans will also be examined and whether you regularly pay your installments. Therefore, you should prepare detailed documentation that will be requested from you.
Get to know the special conditions under which consumer loans are granted. There are two options. The first is to find a guarantor who would cover your monthly installment in case you have difficulties in providing the amount for it. Another condition is to receive your salary in the account of the bank from which you draw the loan. It is a regular practice for banks to conclude life insurance with loan applicants.
Familiarize yourself with the terms and conditions offered by the bank in detail. This includes carefully assessing the loan repayment period, interest rates, and additional fees that banks charge for such transactions. Don't miss the fine print so that you don't get unpleasant surprises in the future.
The surest way to protect yourself from such surprises is to choose a reliable partner who will find the optimal solution for your specific case. Rely on CreditCenter's credit consultants, who will competently assist you at every stage of the process.
The banks we work with
